# Wise — API Agent Score

> Score: 80/100 (Grade: A) | Domain: wise.com | Rubric: 1.0.0 | Checked: July 24, 2026

Wise scored 80/100 (A), classified "ai-ready".

[View full report](https://www.postman.com/ai/ai-ready-apis/company/wise)
[All organizations](https://www.postman.com/ai/ai-ready-apis/llms.txt)

## Summary

- Overall: 80/100 (A)
- Classification: ai-ready

## Category Scores

- API Design: 87/100 (A)
- Developer Experience: 89/100 (A)
- Agent Discovery: 81/100 (A)
- Agent Understanding: 79/100 (B)
- Agent Usability: 68/100 (C)

## Check Results

### API Design

- [pass] Auth declared & discoverable — Authentication required (global or on every operation). Investigated: docs 100%, spec 50%, wellknown 0%.
- [warn] Schema coverage & depth — 16 of 486 public signatures use loose types (anyTypeRatio=0.033). Investigated: sdk 91%, spec 83%.
- [pass] Security & governance hygiene — No credential-shaped strings detected in spec. Investigated: spec 100%, wellknown 100%.
- [warn] Machine-readable, versioned contract — No info.version and no versioning scheme detected. Investigated: spec 50%, docs 0%.
- [pass] Example coverage — 94% example coverage across params + responses. Investigated: spec 100%, docs 100%, sdk 100%.

### Developer Experience

- [pass] Self-service developer portal — Self-service signup at https://wise.com/register; no free tier or sandbox language detected. Investigated: docs 100%.
- [pass] Code samples in docs — Code samples present on 3/20 pages across 1 language(s); broader multi-language coverage missing. Investigated: docs 100%.
- [pass] Description completeness — 100% of operations + parameters have substantive descriptions. Investigated: spec 100%, sdk 1%.
- [pass] Changelog published — changelog documented in the docs site at https://docs.wise.com/changelog. Investigated: spec 100%, docs 100%, sdk 100%.
- [warn] Quickstart present — Quickstart page reachable (1 variants scanned starting at https://docs.wise.com/guides/developer) but no runnable code sample detected in HTML or .md variant. Investigated: docs 50%.

### Agent Discovery

- [pass] Registry & SDK presence — Indexed on Context7 (websites/api-docs_wise, 5 snippets). Investigated: docs 100%, sdk 100%, wellknown 100%, cli 0%, mcp 0%.
- [warn] Docs reachable, not hard auth-gated — Server ignores Accept: text/markdown header (0/1 pages return markdown). Investigated: docs 75%.
- [warn] llms.txt present, valid & comprehensive — No llms.txt directive found in HTML of any of 1 pages. Investigated: docs 60%, sdk 0%.
- [warn] Crawlable / AEO — Sitemap present (621 entries) but carries no lastmod values. Investigated: wellknown 75%.

### Agent Understanding

- [pass] Machine-readable errors (RFC 9457) — 6 distinct 4xx/5xx response codes documented. Investigated: docs 100%, spec 50%.
- [pass] Operation purpose clarity — 100% of operations have a clear summary + operationId an agent can select on. Investigated: spec 100%.
- [warn] Agent-navigable, token-efficient docs — No pages support .md URLs (0/1 tested). Investigated: docs 75%.
- [fail] Agent instructions file (AGENTS.md) — No AGENTS.md at the site root or /.well-known/. Investigated: wellknown 0%.
- [fail] Docs structured data — Neither JSON-LD nor OpenGraph/meta tags detected across 20 sampled pages — likely a CSR-only docs site. Investigated: docs 0%.
- [skip] Description consistency across surfaces — Only 1 surface description(s) with ≥6 tokens available; need at least 2 to compare.

### Agent Usability

- [pass] Idempotency documented — Built-in retry machinery is present (grep-derived). Investigated: sdk 100%, spec 0%, docs 0%.
- [pass] Sandbox separation — sandbox documented in the docs site at https://docs.wise.com/guides/developer/environments. Investigated: spec 100%, docs 100%, sdk 100%.
- [fail] Rate-limit signaling — No rate-limit response headers documented. Investigated: spec 0%, docs 0%.
- [fail] Runnable collection with test scripts — No public Postman workspace discovered for the org. Investigated: platform 0%.
- [skip] Pagination documented & consistent — No surface produced evidence for this capability in this run.

## Executive Summary

Wise's API program is strong across design, discovery, and developer onboarding — partners can find and evaluate your APIs with relative ease. The clearest gaps are in agent-readiness: there is no structured context layer (AGENTS.md, structured docs data) to help AI agents understand and act on your APIs autonomously, and no runnable collection with test scripts to give partners and their agents verified, executable truth. Fixing the agent-understanding and agent-usability gaps should be the immediate priority, as they directly determine whether AI-assisted partners can integrate confidently and at speed.